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COBRA Alternative Insurance in Celina, Texas

When quitting or losing a job, COBRA (the Consolidated Omnibus Budget Reconciliation Act) coverage can be costly. With Insurance Mentor’s COBRA alternative insurance in Celina, Texas, you can save money. You have the option to purchase health insurance through Insurance Mentor as an alternative to COBRA if you leave or lose your employment for any reason and lose your employer-based coverage.

Compare COBRA to the other available options in order to make the best decision for your healthcare insurance needs. If you’re awaiting approval for another health plan, choose a short-term plan to avoid paying the COBRA fee. In addition, there is broader coverage and also a plan to keep your costs down.

Depending on each family member’s health, you can also enroll in your spouse’s plan or even use different policies for each member of your family. Your objective should be to select a plan that offers you the healthcare assistance your home requires at the time of need and at a price you can afford.

When to Choose a COBRA Alternative Insurance Policy?

The Consolidated Omnibus Budget Reconciliation Act (COBRA) was developed to assist people who lose their jobs in continuing to receive health insurance benefits from their employers. COBRA helps those who have just lost their jobs by lessening the impact of losing them.

The major drawback of COBRA health insurance is that it is quite expensive. In certain cases, the monthly premiums can be nearly a thousand dollars, which is quite a large amount for people who lose their primary source of income. COBRA is only meant to provide short-term health insurance.

Other choices besides COBRA health insurance include moving to a spouse’s coverage, obtaining short-term medical insurance, and obtaining long-term coverage through the special enrollment period. Those who just lost their major source of income from their employment have a quick and less expensive option in the form of short-term insurance. Compared to COBRA, these plans typically have lower premium rates. For individuals who think their unemployment will only be temporary and who think the cost of COBRA will be too high, COBRA alternative insurance in Celina, Texas is the best option.

Why Choose Insurance Mentor?

What makes Insurance Mentor the best option among Texas’s many health insurance service providers to get your health insurance policy from? Here are a few advantages of working with us as your health insurance provider.

Our health, home, business, vehicle, and life insurance products are built on a number of key principles, including fairness, reliability, customer service, and price. At Insurance Mentor, we are responsive and flexible enough to make rapid changes in order to maintain our relevance and value to our clients.

We have been in business for more than 30 years, and our clients trust us. We value honesty, strive to fulfill our commitments, value differing points of view, and hold ourselves responsible for our actions in order to gain their trust. It’s important to maintain standards at Insurance Mentor. Quality is never compromised.

The experienced and knowledgeable team at Insurance Mentor is always available to answer your questions, make changes to your policy, or assist with claims. You’ll notice the difference as soon as you get in touch with us for a quote on COBRA alternative insurance in Celina, Texas. What really matters is true care and individualized service.

Find out more about Insurance Mentor’s COBRA alternative insurance in Celina, Texas and its key features. Contact us to get a quote now.

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